First Time Buyer

It takes time to prepare to buy a home. Getting qualified, finding the home you like and can afford, then making an offer are all part of the process. The more work you do up front the smoother the process will go.

If you think you can't afford to buy a home, you may want to think again! Research shows that buyers don't always know the facts when it comes to qualifying for a mortgage. Compare the myths with actual requirements for a down payment, credit score, and maximum debt-to-income ratio. Down payment assistance, including loans and grants, are available. These are valuable options to help you purchase a home.

It can be confusing but don't worry. We're expert at working with expert lenders!

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